.mcvs {
  --accent: #6992b0;
  --accent-dark: #4f7692;
  --accent-deep: #34566d;
  --accent-pale: #eef5f8;
  --title: #444;
  --ink: #5f5f5f;
  --line: #d6e0e6;
  --gold: #d8ad65;
  --red: #963b3b;
  font-family: Poppins, Arial, sans-serif;
  font-size: 18px;
  line-height: 1.65;
  color: var(--ink);
  margin: 2rem 0;
}
.mcvs * { box-sizing: border-box; }
.mcvs-shell { max-width: 900px; margin: auto; background: #fff; border: 1px solid var(--line); border-radius: 8px; box-shadow: 0 10px 32px rgba(68,68,68,.1); overflow: hidden; }
.mcvs-logo-bar { display: flex; align-items: center; justify-content: center; min-height: 132px; padding: 22px 34px; background: #fff; border-bottom: 1px solid var(--line); }
.mcvs-logo-bar img { display: block; width: 250px; max-width: 62%; height: auto; object-fit: contain; }
.mcvs-head { padding: 38px 46px 28px; background: var(--accent-dark); color: #fff; }
.mcvs-kicker { font-size: 14px; font-weight: 600; letter-spacing: .08em; color: #fff; margin: 0 0 10px; }
.mcvs h2 { font-size: 2rem; line-height: 1.25; font-weight: 500; color: #fff; margin: .2rem 0 1rem; }
.mcvs-head > p:not(.mcvs-kicker),
.mcvs-note,
.mcvs-alert,
.mcvs-result-copy,
.mcvs-disclaimer,
.mcvs-cta > p:not(.mcvs-cta-kicker),
.mcvs-consent span { text-align: justify; text-justify: inter-word; hyphens: auto; }
.mcvs-head > p:not(.mcvs-kicker) { max-width: 740px; margin: .5rem 0; }
.mcvs-trust { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 22px; }
.mcvs-trust span { padding: 6px 11px; border: 1px solid rgba(255,255,255,.55); border-radius: 4px; font-size: 14px; }
.mcvs-progress { height: 7px; background: #e8eef2; }
.mcvs-progress span { display: block; height: 100%; background: var(--accent-dark); transition: width .25s; }
.mcvs-step-label { margin: 24px 46px 0; color: var(--ink); font-size: 14px; }
.mcvs-form, .mcvs-result { padding: 18px 46px 44px; }
.mcvs-step { display: none; border: 0; padding: 0; margin: 0; }
.mcvs-step.is-active { display: block; }
.mcvs legend, .mcvs-result h3 { font-family: Poppins, Arial, sans-serif; font-size: 1.65rem; line-height: 1.3; font-weight: 500; color: var(--title); margin: 0 0 24px; }
.mcvs-question { font-size: 17px; font-weight: 600; color: var(--title); margin: 28px 0 10px; }
.mcvs-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; }
.mcvs-choice { display: flex; align-items: flex-start; gap: 11px; padding: 13px 15px; border: 1px solid var(--line); border-radius: 5px; cursor: pointer; margin: 8px 0; background: #fff; transition: .15s; min-height: 50px; }
.mcvs-choice:hover { border-color: var(--accent); background: #f7fafc; }
.mcvs-choice:has(input:checked) { border-color: var(--accent); background: var(--accent-pale); box-shadow: 0 0 0 1px var(--accent); }
.mcvs-choice input { margin-top: 6px; accent-color: var(--accent); }
.mcvs-field { display: block; margin: 18px 0; }
.mcvs-field > span { display: block; font-size: 17px; font-weight: 600; color: var(--title); margin-bottom: 7px; }
.mcvs input[type=text], .mcvs input[type=email], .mcvs input[type=date], .mcvs input[type=time], .mcvs select, .mcvs textarea { width: 100%; min-height: 52px; padding: 11px 13px; border: 1px solid #b9c8ce; border-radius: 5px; background: #fff; font: inherit; color: var(--ink); }
.mcvs input:focus, .mcvs select:focus, .mcvs button:focus, .mcvs a:focus { outline: 3px solid rgba(105,146,176,.35); outline-offset: 2px; }
.mcvs-note, .mcvs-alert, .mcvs-disclaimer { padding: 17px 19px; border-left: 4px solid var(--accent); background: var(--accent-pale); margin: 12px 0 22px; }
.mcvs-alert { border-color: #8b5a18; background: #fff6e8; }
.mcvs-small { font-size: 15px; margin-top: 18px; }
.mcvs-consent { display: flex; gap: 12px; font-weight: 600; cursor: pointer; margin: 24px 0; }
.mcvs-consent input { width: 22px; height: 22px; flex: 0 0 22px; accent-color: var(--accent); }
.mcvs-conditional { display: none; margin: 20px 0; padding-left: 18px; border-left: 3px solid #c9dbe6; }
.mcvs-conditional.is-visible { display: block; }
.mcvs-error { color: var(--red); font-weight: 600; margin: 18px 0; }
.mcvs-actions { display: flex; justify-content: space-between; gap: 12px; margin-top: 32px; }
.mcvs button, .mcvs-cta a { border: 0; border-radius: 4px; padding: 14px 21px; font-family: Poppins, Arial, sans-serif; font-size: 16px; line-height: 1.35; font-weight: 600; text-decoration: none; cursor: pointer; }
.mcvs-next { background: var(--accent-dark) !important; color: #fff !important; margin-left: auto; }
.mcvs-next:hover { background: var(--accent-deep) !important; }
.mcvs-back, .mcvs-reset { background: #edf1f4; color: var(--title); }
.mcvs-result h3 { font-size: 1.9rem; }
.mcvs-result-copy { font-size: 18px; }
.mcvs-result-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 16px; margin: 26px 0 18px; }
.mcvs-result-panel { padding: 22px; border: 1px solid var(--line); border-radius: 7px; background: #f8fbfc; }
.mcvs-result-panel h4, .mcvs-next-step h4 { margin: 0 0 14px; color: var(--title); font-size: 18px; line-height: 1.35; }
.mcvs-factors, .mcvs-determinants { display: grid; gap: 12px; padding: 0; margin: 0; list-style: none; }
.mcvs-factors li { display: grid; grid-template-columns: auto 1fr; align-items: start; gap: 9px; }
.mcvs-factor-badge { display: inline-block; padding: 3px 7px; border-radius: 3px; font-size: 11px; line-height: 1.45; font-weight: 700; white-space: nowrap; }
.mcvs-factor-positive .mcvs-factor-badge { background: #dceee6; color: #276749; }
.mcvs-factor-proof .mcvs-factor-badge { background: #dceaf2; color: #345f79; }
.mcvs-factor-critical .mcvs-factor-badge { background: #f4dfdf; color: #843636; }
.mcvs-factor-verify .mcvs-factor-badge { background: #f8ecd7; color: #80531a; }
.mcvs-determinants li { position: relative; padding-left: 19px; text-align: justify; text-justify: inter-word; hyphens: auto; }
.mcvs-determinants li::before { content: '→'; position: absolute; left: 0; top: 0; color: var(--accent-dark); font-weight: 700; }
.mcvs-next-step { margin: 18px 0 22px; padding: 20px 22px; border-left: 5px solid var(--accent-dark); border-radius: 0 6px 6px 0; background: var(--accent-pale); }
.mcvs-next-step p { margin: 0; text-align: justify; text-justify: inter-word; hyphens: auto; }
.mcvs-result[data-outcome=positive] h3 { color: var(--accent-dark); }
.mcvs-result[data-outcome=uncertain] h3 { color: #8b5a18; }
.mcvs-result[data-outcome=critical] h3 { color: var(--red); }
.mcvs-result-summary { position: relative; margin: 0 0 26px; padding: 26px 28px 25px 31px; border: 2px solid var(--accent); border-left-width: 9px; border-radius: 8px; background: #f4f9fc; box-shadow: 0 12px 28px rgba(52,86,109,.13); }
.mcvs-result-summary::after { content: '✓'; position: absolute; right: 23px; top: 20px; display: grid; place-items: center; width: 42px; height: 42px; border-radius: 50%; background: var(--accent-dark); color: #fff; font-size: 25px; font-weight: 700; }
.mcvs-result-summary h3 { max-width: calc(100% - 58px); margin: 5px 0 11px; font-size: clamp(1.65rem,3vw,2.2rem); line-height: 1.2; }
.mcvs-result-summary .mcvs-result-copy { max-width: 790px; color: var(--text); font-size: 18px; line-height: 1.65; font-weight: 500; text-align: left; }
.mcvs-result[data-outcome=positive] .mcvs-result-summary { border-color: #4e8a70; background: #f0f8f4; }
.mcvs-result[data-outcome=positive] .mcvs-result-summary::after { background: #39765c; }
.mcvs-result[data-outcome=uncertain] .mcvs-result-summary { border-color: #c18a39; background: #fff9ef; }
.mcvs-result[data-outcome=uncertain] .mcvs-result-summary::after { content: '!'; background: #9a681e; }
.mcvs-result[data-outcome=critical] .mcvs-result-summary { border-color: #b15d5d; background: #fff5f5; }
.mcvs-result[data-outcome=critical] .mcvs-result-summary::after { content: '!'; background: #914141; }
.mcvs-send-box { position: relative; margin: 18px 0 12px; padding: 30px 32px; border: 2px solid var(--accent); border-radius: 9px; background: #dceef8; box-shadow: 0 14px 30px rgba(52,86,109,.18); }
.mcvs-send-kicker { margin: 0 0 7px; color: var(--accent-deep); font-size: 13px; font-weight: 700; letter-spacing: .1em; }
.mcvs-send-box h4 { margin: 0 0 12px; color: var(--accent-deep); font-size: clamp(1.45rem,2.5vw,1.9rem); line-height: 1.25; }
.mcvs-send-box > p:not(.mcvs-send-kicker), .mcvs-consent-box p { text-align: justify; text-justify: inter-word; hyphens: auto; }
.mcvs-send-benefits { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); gap: 10px; margin: 20px 0 4px; padding: 0; list-style: none; }
.mcvs-send-benefits li { padding: 12px 12px 12px 38px; border: 1px solid #c5dae7; border-radius: 5px; background: #fff; color: var(--accent-deep); font-size: 14px; font-weight: 600; position: relative; }
.mcvs-send-benefits li::before { content: '✓'; position: absolute; left: 13px; top: 11px; color: #39765c; font-weight: 800; }
.mcvs-open-send, .mcvs-submit { display: block; width: 100%; min-height: 62px; margin-top: 22px; border: 2px solid var(--accent-deep) !important; background: var(--accent-dark) !important; color: #fff !important; font-size: 18px !important; letter-spacing: .015em; box-shadow: 0 9px 20px rgba(52,86,109,.26); }
.mcvs-open-send:hover, .mcvs-submit:hover { background: var(--accent-deep) !important; transform: translateY(-2px); box-shadow: 0 12px 24px rgba(52,86,109,.32); }
.mcvs-send-assurance { margin: 10px 0 0 !important; color: var(--accent-deep); font-size: 13px; text-align: center !important; }
.mcvs-contact-form { margin-top: 24px; padding-top: 24px; border-top: 1px solid var(--line); }
.mcvs-contact-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 16px; }
.mcvs-contact-grid label, .mcvs-contact-notes { display: block; color: var(--title); font-size: 15px; font-weight: 600; }
.mcvs-contact-grid input, .mcvs-contact-grid select, .mcvs-contact-notes textarea { margin-top: 6px; font-weight: 400; }
.mcvs-contact-notes { margin-top: 18px; }
.mcvs-field-help { margin: 6px 0 16px; font-size: 14px; }
.mcvs-hp { position: absolute !important; left: -10000px !important; width: 1px !important; height: 1px !important; overflow: hidden !important; }
.mcvs-consent-box { margin: 22px 0; padding: 18px 20px; border: 1px solid #c9dced; border-left: 4px solid var(--accent-dark); background: #fff; border-radius: 6px; }
.mcvs-consent-box h5 { margin: 0 0 12px; color: var(--accent-deep); font-size: 18px; }
.mcvs-consent-box label { display: block; margin: 14px 0; line-height: 1.5; }
.mcvs-consent-box input[type=checkbox] { width: 19px; height: 19px; margin-right: 8px; vertical-align: -3px; accent-color: var(--accent-dark); }
.mcvs-submit-msg { min-height: 1.5em; margin: 10px 0 0; color: var(--red); font-weight: 600; }
.mcvs-success { padding: 4px 0; }
.mcvs-cta { position: relative; margin: 32px 0 8px; padding: 36px 38px 34px; overflow: visible; border-top: 6px solid var(--accent); border-radius: 8px; background: linear-gradient(135deg,var(--accent-deep),var(--accent-dark)); color: #fff; box-shadow: 0 16px 34px rgba(52,86,109,.24); }
.mcvs-cta::after { content: ''; position: absolute; right: -85px; top: -95px; width: 230px; height: 230px; border: 34px solid rgba(255,255,255,.07); border-radius: 50%; pointer-events: none; }
.mcvs-cta-kicker { position: relative; z-index: 1; margin: 0 0 8px; color: #dceef8; font-size: 13px; font-weight: 700; letter-spacing: .12em; }
.mcvs-cta h4 { position: relative; z-index: 1; max-width: 720px; font-family: Poppins, Arial, sans-serif; font-size: 1.65rem; line-height: 1.3; font-weight: 600; color: #fff; margin: 0 0 12px; }
.mcvs-cta > p:not(.mcvs-cta-kicker) { position: relative; z-index: 1; max-width: 760px; margin: 0; color: #fff; opacity: 1; line-height: 1.65; }
.mcvs-cta .mcvs-cta-question { margin-top: 17px !important; padding: 13px 15px; border-left: 4px solid #9fc3d7; background: rgba(255,255,255,.11); color: #fff; font-size: 17px; font-weight: 700; }
.mcvs-cta-actions { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 12px; margin-top: 24px; }
.mcvs-cta a, .mcvs-cta button { display: flex; align-items: center; justify-content: center; box-sizing: border-box; min-width: 0; min-height: 58px; padding: 13px 16px; text-align: center; white-space: normal; overflow-wrap: anywhere; line-height: 1.4; border: 2px solid rgba(255,255,255,.72); color: #fff; transition: transform .15s, box-shadow .15s, background .15s; }
.mcvs-cta a:hover, .mcvs-cta button:hover { transform: translateY(-2px); box-shadow: 0 8px 18px rgba(0,0,0,.18); }
.mcvs-cta .mcvs-primary { grid-column: 1/-1; background: #dceef8 !important; border-color: #dceef8; color: var(--accent-deep) !important; font-size: 18px; }
.mcvs-cta .mcvs-primary:hover { background: #c7e2f0 !important; }
.mcvs-cta .mcvs-phone, .mcvs-cta .mcvs-contact { background: rgba(255,255,255,.08); }
.mcvs-cta .mcvs-phone:hover, .mcvs-cta .mcvs-contact:hover { background: rgba(255,255,255,.16); color: #fff; }
.mcvs-cta .mcvs-cta-note { margin-top: 18px !important; font-size: 14px; color: rgba(255,255,255,.86); }
.mcvs-edit { display: block; width: 100%; margin: 12px 0 24px; border: 2px solid var(--accent-dark) !important; background: #fff !important; color: var(--accent-deep) !important; font-size: 16px !important; }
.mcvs-edit:hover { background: var(--accent-pale) !important; }
.mcvs-reset { margin-top: 30px; }
.mcvs [hidden] { display: none !important; }
@media (max-width: 640px) {
  .mcvs { font-size: 17px; }
  .mcvs-logo-bar { min-height: 105px; padding: 16px 18px; }
  .mcvs-logo-bar img { width: 210px; max-width: 76%; }
  .mcvs-head { padding: 28px 21px 22px; }
  .mcvs h2 { font-size: 1.6rem; }
  .mcvs-form, .mcvs-result { padding: 18px 21px 32px; }
  .mcvs-step-label { margin-left: 21px; }
  .mcvs-grid { grid-template-columns: 1fr; }
  .mcvs-result-grid { grid-template-columns: 1fr; }
  .mcvs-contact-grid { grid-template-columns: 1fr; }
  .mcvs-result-summary { padding: 23px 20px; }
  .mcvs-result-summary::after { position: static; margin-bottom: 12px; }
  .mcvs-result-summary h3 { max-width: none; }
  .mcvs-send-benefits { grid-template-columns: 1fr; }
  .mcvs-send-box { padding: 26px 20px; }
  .mcvs-factors li { grid-template-columns: 1fr; gap: 5px; }
  .mcvs-factor-badge { width: max-content; }
  .mcvs-cta { margin-left: 0; margin-right: 0; padding: 30px 21px 28px; }
  .mcvs-cta h4 { font-size: 1.4rem; }
  .mcvs-cta-actions { grid-template-columns: 1fr; }
  .mcvs-cta .mcvs-primary { grid-column: auto; }
  .mcvs-cta a, .mcvs-cta button { width: 100%; }
}